When you get into an accident, which requires emergency medical attention, you have to confirm that a police report of that accident is filed. If the accident is not reported to law enforcement, and thus there is no record of the same, dealing with your claim can be trickier. The below post can be helpful concerning what you should know when this report is not present.
Why You Should File a Police Report
Documenting the accident is essential to getting back your entire compensation after you file an injury claim with the guilty party’s insurer’s details. When filing the latter, the report will be used for the following.
- To validate that accident and as proof of the incident;
- To make a decision, or give evidence concerning fault at the least; and,
- To give details concerning injuries suffered by one party or both the parties, and property damages.
Can An Insurance Claim Be Filed With No Police Report?
When the report is not there, your case will be slightly more complicated than it would be otherwise. If so, the insurance carrier may doubt the authenticity of your injuries/claim or may find it trickier to determine liability. With this in mind, law firms handle some cases without police reports. It would not be filed when the cop failed to realize that there was an injury of serious nature or when the accident took place at a private place.
Car Collisions with No Police Report
In this situation, you must prove three things: that the collision happened, the other individual is to blame for it and consequently, you sustained injuries and/or property damage. Many law offices have all the resources required to launch an investigation that collects the essential evidence. They may interview witnesses, gather photographic or video evidence, work with reconstruction specialists to build that accident scene, and search for and find the guilty one. To do all these, it is not a must for a personal injury lawyer to have the report on hand.
A corollary question is this: what if you could not give your account because you were not conscious or you had been taken to the hospital before the police reached the spot? Lawyers deal with such problems often enough. In such a case, they will have their investigator recreate the thing that cops would have performed. The investigator would go to the accident spot, take photographs, inspect both vehicles, contact every witness, and more or less get what they want.